Privacy Policy
MoneyLander ("we", "us", "our") operates the website moneylander.co.uk. This privacy policy explains how we collect, use, and protect information when you visit our site.
We take your privacy seriously. We do not sell your personal data, and we collect as little information as possible to keep the site running and improve it over time.
1. What Information We Collect
Information you give us
If you use our contact form, we collect your name, email address, and the content of your message. We use this only to respond to your enquiry. We do not add you to any mailing list.
Information collected automatically
When you visit our site, we may collect:
- Usage data — pages visited, time spent on pages, referring website, browser type, device type, and screen resolution via Google Analytics.
- Cookies — small files stored on your device. See our Cookie Policy for full details.
- IP address — your IP address may be collected by our hosting provider and by Google Analytics, which anonymises it by default.
Calculator inputs
Any numbers or data you enter into our calculators are processed entirely in your browser. We do not send your calculator inputs to our servers, and we do not store them. Your calculations are completely private.
2. How We Use Your Information
We use the information we collect to:
- Respond to contact form messages
- Understand how visitors use the site so we can improve it (via Google Analytics)
- Display relevant advertising (via Google AdSense)
- Maintain site security and prevent abuse
We do not use your information for any other purpose. We do not send marketing emails. We do not build user profiles.
3. Google Analytics
We use Google Analytics 4 (GA4) to understand how visitors use our site. GA4 uses cookies and collects data including pages visited, session duration, browser type, and approximate location (city level).
Google Analytics anonymises your IP address. We have not enabled any advertising features within Google Analytics, and we do not use it to track you across other websites.
For more information, see Google's Privacy Policy.
4. Google AdSense
We display advertisements through Google AdSense to fund the site. AdSense may use cookies to show you relevant ads based on your browsing history. We have no control over which specific ads are shown.
You can control your ad personalisation settings at Google Ad Settings.
5. Cookies
We use cookies for essential site functionality, analytics, and advertising. Full details are available in our Cookie Policy.
6. Data Sharing
We do not sell, rent, or trade your personal information. We share data only with:
- Google — through Analytics and AdSense, as described above
- Our hosting provider — who processes server logs as part of running the site
7. Data Retention
- Contact form messages: kept for up to 12 months, then deleted
- Google Analytics data: retained for 14 months, then automatically deleted
- Cookies: see our Cookie Policy for individual durations
8. Your Rights
Under UK data protection law (UK GDPR), you have the right to:
- Access the personal data we hold about you
- Request correction of inaccurate data
- Request deletion of your data
- Object to processing of your data
- Withdraw consent at any time
To exercise any of these rights, contact us. We will respond within 30 days.
9. Children's Privacy
Our site is not directed at children under 13. We do not knowingly collect personal information from children.
10. Changes to This Policy
We may update this privacy policy from time to time. The "last updated" date at the top of this page will change when we do.
11. Contact
If you have questions about this privacy policy, contact us. MoneyLander is operated from the United Kingdom.